Visible Equity

Visible Equity FAQs

• Who is Visible Equity?

  Visible Equity, LLC is a Utah-based provider of analytics for the banking and financial industry. The company was born following the 2009 financial recession to support financial organizations whose regulators were beginning to demand better risk analysis for loan portfolios. Visible Equity developed state-of-the-art analytic software to simplify analysis and reporting through an easy user interface. The service is competitively priced and comes with full and personalized support.  

• Why use analytics?

  Visible Equity analytic services, available through Catalyst Corporate, can help credit unions meet new industry standards for risk analysis and active loan portfolio management. Analytic services also can help credit unions prepare for more demanding examinations as well as stay up-to-speed on ever-changing market trends and conditions, leading to better, data-driven decisions.

• Why use Visible Equity?

  Visible Equity automates the analysis that can take hours, or sometimes days, to do manually, saving time and money. No more static spreadsheets and reports, Visible Equity’s software does what credit unions need it to do − identify, measure and monitor risk, automatically. Affordably priced, Visible Equity provides complete support for unlimited users, unlimited reports, unlimited data fields and sources through a 24/7 web-based interface.

• Is the data secure?

  All data is housed at a SOC-1 secure facility and Visible Equity follows strict internal guidelines involving data security and handling of confidential information.

• Do other credit unions use Visible Equity?

  To date, nearly 400 credit unions ranging from $14 million to more than $6 billion in assets from all across the country are using Visible Equity.

• What training is available?

  Training is available at all levels to help credit union management optimize the capabilities of the software Customized training is available for individual credit unions as well as free and frequent webinars.  Video tutorials, FAQs, e-books, white papers and research studies are readily available online. And a network of user groups provides for sharing best practices and opportunities to learn from the success of others. 

• How does the data get from our institution to Visible Equity?

  Data is uploaded through a secure connection browser connection, through an FTP site or through a third party that supplies the data directly. Most clients upload data on a monthly basis. Once in the Visible Equity System, it is actively recalculated to ensure collateral values are up-to-date and all data is matched appropriately.

• How quickly can we be up and running?

  A typical implementation process takes 60-90 days to complete.

• How many users can I have and can they be given different levels of authority?

  The number of users is unlimited.  One or more can be designated as an admin, which provides those individuals with additional functionality.  You can also designate a user as an “upload data only” user, which allows them to upload data, but not view the analysis.