Catalyst Strategic Solutions’ Advisory Service is a comprehensive, SEC-registered program of customized balance sheet solutions and integrated ALM guidance from experienced industry professionals. The Advisory team helps credit unions achieve their strategic objectives by creating tactical plans to address long-term liquidity, effective returns, and protection of earnings streams and equity capital.
In addition, the Advisory team assists credit unions with their allocation of funds to maximize future earnings and liquidity, evaluate relative strength and risk to capital, and assess operational cost efficiencies. Specific and customized strategic guidance helps credit unions maneuver through various economic and interest rate environments.
For more information about the Advisory Service, click here to visit the Advisory Service webpage.
Asset/Liability Management Services
Catalyst Strategic Solutions’ ALM Services help credit unions measure interest rate risk on their balance sheets and obtain information useful for forecasting, budgeting and strategic planning.
The ALM team uses sophisticated modeling tools to help credit unions measure balance sheet risk. Credit unions receive customized, precise reports that indicate financial strengths, weaknesses and preparedness for the future.
The ALM team also produces a clear and concise report package that monitors financial performance and measures earnings fluctuations under a broad range of plausible interest-rate scenarios, factoring in such assumptions as changing interest rates, custom account behaviors, prepayments, new business pricing and non-term share pricing.
For more information about ALM Services, click here to visit the ALM Services webpage.
Derivative Hedging Services
Interest rate derivatives are financial contracts executed between two parties, designed to protect the balance sheet from exposure to changing interest rates. Derivatives have been used successfully for risk mitigation by financial institutions for more than 20 years.
Catalyst Strategic Solutions' Derivatives Hedging Services program guides credit unions through the process of implementing a derivatives hedging program from start to finish. Leveraging experience as an approved vendor under the NCUA’s derivatives investment pilot program, Catalyst Strategic Solutions already has the systems and expertise in place to assist credit unions with implementation.
For more information about Derivative Hedging Services, click here to visit the Derivative Hedging Services webpage.
Visible Equity – Data Analytic Tools
Catalyst Strategic Solutions and Salt Lake City-based Visible Equity, LLC have teamed up to provide credit unions greater access to state-of-the-art analytic tools. The products enable credit unions to remain current on ever-changing market trends and to make better-informed, data-driven decisions. The analytics also help credit unions meet new industry standards for risk analysis and actively manage portfolios while preparing for increasingly challenging examinations.
For more information about Visible Equity's data analytics tools, click here to visit the Visible Equity webpage.