Subordinated Debt Program

Whether as an issuer or an investor, subordinated debt can help credit unions meet or exceed their strategic goals. The NCUA’s Subordinated Debt rule extended sub debt access to complex credit unions and new credit unions in addition to those with low income designations. The introduction of this regulation, combined with the inflow of deposits from COVID stimulus funds, heightened interest from credit unions for subordinated debt.

Perhaps net worth is a limiting factor or additional capital is needed to support growth and expansion? Issuing sub debt can help credit unions reach new heights.  

Explore the Sub Debt Program

  • Should You Issue or Invest in Subordinated Debt?

  • What Subordinated Debt Solutions Do You Need?

  • Our Sub Debt Timeline

  • Your Credit Union's First Choice for Subordinated Debt

  • Our Sub Debt Partners Assist You at Every Step


*This website is neither an offer to sell nor a solicitation of an offer to buy any security, which is only allowable by a prospectus, as supplemented. A prospectus, as supplemented, must proceed any material on this website to fully understand all of the implications and risks of the offering to which it relates. No regulatory agency has passed on or endorsed the merits of any product of offering discussed herein. Any representation to the contrary is unlawful.

**Investments offered through Credit Union Investment Solutions, LLC. (“CU-ISI”) member FINRA/SIPC