Image Deposit Returns

Catalyst Corporate’s Image Deposit Return Service provides convenient and timely access to deposit returns, with comprehensive reporting.

Features & Benefits:

  • Credit unions receive an electronic file of chargebacks with links to check images.
  • An option to redeposit items returned for insufficient funds is available.
  • Return images are archived online for seven years.
  • Deposit return reports are available online, including:
    • Chargeback and re-deposited items with MICR line, return reason and links to check images
    • Notification of Large Dollar Returns Report (from EARNS)
    • Deposit/return timeline that reflects each deposit return and number of days since the deposit was made
    • Catalyst Corporate member-to-member returns
    • Check maker and payee information, if desired
  • Designated credit union contacts receive email notification when reports are available.
  • Automated settlement occurs through the credit union's Catalyst Corporate account.
  • Catalyst Corporate offers a packaged solution for printing substitute checks, including printer, software and paper.

Resources: