Image Deposit Returns

Catalyst Corporate’s Image Deposit Return Service provides convenient and timely access to deposit returns, with comprehensive reporting.

Features & Benefits:

• Credit unions receive an electronic file of chargebacks with links to check images.
• An option to redeposit items returned for insufficient funds is available.
• Return images are archived online for seven years.
• Deposit return reports are available online, including:
  • Chargeback and re-deposited items with MICR line, return reason and links to check images
  • Notification of Large Dollar Returns Report (from EARNS)
  • Deposit/return timeline that reflects each deposit return and number of days since the deposit was made
  • Catalyst Corporate member-to-member returns
  • Check maker and payee information, if desired
• Designated credit union contacts receive email notification when reports are available.
• Automated settlement occurs through the credit union's Catalyst Corporate account.
• IRD printers and supplies are available through a vendor of your choice or you can contact Rosetta Technologies at 800.937.4221, option 1.