| Credit Union Image Deposit Returns Options |
Catalyst
Image Deposit
Returns Service |
FRB
PDF File Service
(IRD Print) |
FRB
FedReceipt for
Returns
(x9.37 File) |
| FedLine Required ($110/mo minimum) |
No |
Yes |
Yes |
| X9.37 File Processing Software Required |
No |
No |
Yes |
| Timely Receipt of Returns |
Yes |
Yes |
Yes |
| Substitute Check Printer Compatible w/duplex |
Yes |
Yes |
with 3rd-party software purchase |
| Standard Printer Capable |
Yes |
Yes |
with 3rd-party software purchase |
| 7-year Online Report Access with Links to Images |
Yes |
No |
No |
| 7-Year Image Archival & Unlimited, Free Image Retrieval |
Yes |
No |
No |
| 1st-Time NSF Auto-Redeposit |
1.00 each |
$10.00 cash letter + $0.60 - 0.90 each |
$10.00 cash letter + $0.60 - 0.90 each |
| Incoming Large Dollar Return Notifications |
Yes |
Yes |
Yes |
| Suspect Late Return Report |
Yes |
No |
No |
| Maker and Payee Information on Reports (optional) |
Yes |
No |
No |
| Adjustment Resolution Service Available |
Yes |
No |
No |
| Timely Email Notification when Returns are Available |
Yes |
No |
No |