Unsecured Loan Participations: Getting a Handle on the Risk
June 28, 2021 | Lorena Paredes

With loan demand down and cash deposits up, buyer demand for unsecured loan participations has increased over the past year, and many credit unions are broadening their loan participation policies to include unsecured loans. Although a great option for higher-yielding assets, it’s important to analyze the associated credit risk factors. Full story

Unsecured…to be, or Not to be? That is the Question.
April 30, 2021 | Jeff Hamilton

Before the pandemic era, interest in unsecured loan participations was minimal. However, in recent months, the Member Credit department at Catalyst Corporate has received increased inquiries from buyers looking for any type of loan participations, including unsecured loan portfolios. Full story

As Painful as it May Be…Invest!
January 04, 2021 | Leah Schlangen

Since March 2020, we’ve received many questions regarding the economy, market and rates. With so much economic and COVID-19 data available, it is hard to synthesize everything and come up with one conclusive answer regarding the future or what the new “normal” may be. The new normal for credit unions will vary depending on membership base, asset size and services offered. However, one aspect we must adjust to is the low interest rate environment. Full story

The Gifts of 2020...
December 21, 2020 | By Chris Shipman, CFA, CFP®

If the year 2020 could be characterized, I would relate it to Uncle Eddie, from National Lampoon’s Christmas Vacation – great intentions, but always seems to say or do the wrong thing. As we reflect, the year started with great intentions. After all, we were in the longest bull market in U.S. history, with no real end in sight. Then the pandemic hit, and it has been the gift that keeps on giving. Full story