Asset/Liability Management (ALM) Services

Balance sheet risk management is an ever-evolving challenge. ALM Services can help empower credit unions with actionable data, regardless of size or complexity. That data equips credit unions to better manage their balance sheets in a fluid economic environment.

Catalyst Strategic Solutions' highly experienced ALM team leverages a full range of services. These services are customizable, ensuring your credit union can access the ALM services you need. The ALM team nurtures industry relationships to stay abreast of market activity and to deliver customized solutions for clients.

The ALM Service offers two distinct ALM platforms to meet credit unions' diverse balance sheet requirements and management expectations. Both platforms are certified by an independent third party, which gives credit unions and their examiners confidence in the ALM models.

The ALM team works directly with credit unions to develop customized solutions that achieve results. Professional services include:

ALM Services

  • ALM reporting packages

  • ALM model validation

  • ALM model assumption review

  • ALM integrity analysis

  • Non-maturity deposit analysis

  • Mortgage servicing rights analysis

  • Liquidity stress analysis

ALM Service Supplements

  • Online "what-if" capability

  • Analysis review

  • Policy assistance

  • On-site visits

  • Fair value reporting

Beyond traditional ALM services, Catalyst Strategic Solutions also assists in the following areas:

Additional ALM Services

ALM Services FAQs

  • What is the goal or purpose of Asset/Liability Management (ALM)?

  • Who is responsible for managing interest rate risk?

  • How can interest rate risk (IRR) be measured?

  • Why should a credit union be concerned about interest rate risk?