Balance sheet risk management is an ever-evolving challenge. Asset liability management services can help empower credit unions with actionable data, regardless of size or complexity. That data equips credit unions to better manage their balance sheets in a fluid economic environment.

Catalyst Strategic Solutions' highly experienced ALM team leverages a full range of services. These services are customizable, ensuring your credit union can access the ALM services you need.

Catalyst's ALM service for credit unions offers two distinct platforms to meet diverse balance sheet requirements and management expectations. Both platforms are certified by an independent third party, giving credit unions and their examiners confidence in the ALM models.

The Catalyst ALM team works directly with credit unions to develop customized ALM solutions that achieve results. Professional services include:

Credit Union ALM Services

  • ALM reporting packages

  • ALM model validation

  • ALM model assumption review

  • ALM integrity analysis

  • Non-maturity deposit analysis

  • Mortgage servicing rights analysis

  • Liquidity stress analysis

ALM Service Supplements

  • Online "what-if" capability

  • Analysis review

  • Policy assistance

  • On-site visits

  • Fair value reporting

Beyond traditional ALM services, Catalyst Strategic Solutions also assists in the following areas:

Additional ALM Services

ALM Services FAQs

  • What is the goal or purpose of Asset/Liability Management (ALM)?

  • Who is responsible for managing interest rate risk?

  • How can interest rate risk (IRR) be measured?

  • Why should a credit union be concerned about interest rate risk?


"Catalyst" is a brand name for the financial services business conducted by Catalyst Corporate Federal Credit Union ("Catalyst"), both directly and through its subsidiaries, including CUSOURCE, LLC, d/b/a Catalyst Strategic Solutions ("CSS"). Balance sheet management services and asset liability management services are offered through CSS, a SEC registered investment adviser. CSS is a separate entity from Catalyst and all investment decisions are made independently by CSS employees. Neither Catalyst nor CSS provide its clients with legal, tax or accounting advice.