Whether as an issuer or an investor, subordinated debt can help credit unions meet or exceed their strategic goals. The NCUA’s Subordinated Debt rule extended sub debt access to complex credit unions and new credit unions in addition to those with low income designations. The introduction of this regulation, combined with the inflow of deposits from COVID stimulus funds, heightened interest from credit unions for subordinated debt.

Perhaps net worth is a limiting factor or additional capital is needed to support growth and expansion? Issuing sub debt can help credit unions reach new heights.  

Explore the Sub Debt Program

  • Should You Issue or Invest in Subordinated Debt?

  • What Subordinated Debt Solutions Do You Need?

  • Our Sub Debt Timeline

  • Your Credit Union's First Choice for Subordinated Debt

  • Our Sub Debt Partners Assist You at Every Step


"Catalyst" is a brand name for the financial services business conducted by Catalyst Corporate Federal Credit Union ("Catalyst"), both directly and through its subsidiaries, including CUSOURCE, LLC, d/b/a Catalyst Strategic Solutions ("CSS"). Balance sheet management services and asset liability management services are offered through CSS, a SEC registered investment adviser. CSS is a separate entity from Catalyst and all investment decisions are made independently by CSS employees. Neither Catalyst nor CSS provide its clients with legal, tax or accounting advice.

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