Insights from Catalyst

Welcome to Catalyst Strategic Solution's blog - Insights from Catalyst. Here, read what thought leaders have to say about credit union news, trends and industry happenings. Have a blog idea, want to contribute or need to know more? Contact the Communications Team

  • How the Aggressive Increase in Yields is Affecting Credit Unions

    June 24, 2022 | Casey Peterson, Catalyst Strategic Solutions Senior Advisor

    The Federal Open Market Committee (FOMC) raised the Fed Funds rate by 75 basis points on June 15 in an aggressive move to tamp down inflation that has weaved its way into the economy. The FOMC also signaled they may increase the overnight target rate to a range of 3.00-3.50% by the end of the year.
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  • What Do Increasing Interest Rates Mean for Deposit Pricing?

    June 06, 2022 | Paul Shorkey, CFA, FRM

    Whether it’s at the gas pump or in the supermarket, consumers are already feeling pressed by higher prices on daily necessities. What will this mean for your deposit offering rates over the same period? Given the upcoming credit and interest rate challenges, selective credit lending and a well-balanced investment ladder could help stabilize the anticipated uncertainty.
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  • Loan Participations: A Winning Strategy for All

    May 24, 2022 | Jeff Hamilton, CFA

    Jeff Hamilton, Catalyst Corporate Vice President of Member Credit, spoke at the recent CUNA Finance Council Conference at Caesars Palace in Las Vegas, Nevada. His session, on Monday, May 23, focused on loan participations as a winning strategy for credit unions.
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  • Four Primary Drivers Prompting Growth in Subordinated Debt

    April 25, 2022 | Mark DeBree, CFA

    With the first quarter of 2022 in the books, analysts at Catalyst Strategic Solutions have seen a large uptick in credit unions seeking to issue subordinated debt. The specific business case for each issuer has varied, but the core underlying drivers have been consistent.
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  • It is Not Always About Yield

    April 05, 2022 | Al Schiliro

    Bonds can help transform your portfolio, but they are not risk-free. Choosing a lower coupon bond over an above-market coupon may not always be the best strategy. Look into one comparison Al Schiliro, a Catalyst Corporate Senior Investment Officer, conducted and the results may surprise you.
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