Insights from Catalyst

Welcome to Catalyst Strategic Solution's blog - Insights from Catalyst. Here, read what thought leaders have to say about credit union news, trends and industry happenings. Have a blog idea, want to contribute or need to know more? Contact the Communications Team

  • Deposit Studies Can Be Valuable, Depending on Your Balance Sheet Management Style

    August 17, 2023 | Christopher Uhl, CMA. MOSM

    When liquidity tightens, credit unions begin hearing recommendations to perform a core deposit study or deposit analysis, but executives may wonder how much value they add. Value derived from a core deposit study is directly proportional to the way your credit union manages the balance sheet.
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  • Subordinated Debt Growth Continues: Usage Expands as a Strategic Tool

    August 01, 2023 | Mark DeBree, CFA

    Subordinated debt usage has exploded over recent years. Since the end of 2017, total outstanding subordinated debt has increased from $223.5 million to over $3.6 billion.
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  • Garbage In, Garbage Out: The Importance of Quality Data

    March 20, 2023 | Jacob Bennett

    Credit unions are an essential part of the financial services sector, serving millions of people around the world. Therefore, it is crucial they operate with the highest level of accuracy to make sound business decisions and provide the best possible services to their members.
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  • Prepare for Growth in 2023

    February 21, 2023 | Mark DeBree, CFA

    As 2023 unfolds, credit unions remain focused on expansion and growth, even though liquidity has tightened, and share growth has slowed. While near-term growth may be difficult to achieve, market indications suggest that share growth will rebound later in 2023 or early 2024.
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  • Interest Rate Risk Reigns Supreme as Regulatory Priority

    February 13, 2023 | Aaron Martini, CTP

    Since the Fed began increasing the fed funds rate 11 months ago, credit unions across the country have been heavily impacted by the rapid ascent of interest rates. Credit unions experienced some benefits to the rise in rates, but challenges emerged as well. Therefore, it is no surprise that interest rate risk (IRR) tops the list of NCUA’s 2023 Supervisory Priorities.
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"Catalyst" is a brand name for the financial services business conducted by Catalyst Corporate Federal Credit Union ("Catalyst"), both directly and through its subsidiaries, including CUSOURCE, LLC, d/b/a Catalyst Strategic Solutions ("CSS"). Balance sheet management services and asset liability management services are offered through CSS, a SEC registered investment adviser. CSS is a separate entity from Catalyst and all investment decisions are made independently by CSS employees. Neither Catalyst nor CSS provide its clients with legal, tax or accounting advice.