Behind the Numbers

The weekly Behind The Numbers report provides an easy to understand analysis of the most up-to-date economic data, including Federal Reserve activity. This timely report allows credit union management to focus on the changing dynamics that could impact members’ financial conditions, as well as the fluctuating interest rate environment. Included in the report is a summary of current and historical key interest rates, financial market indicators, investment yields and credit union loan rates.

  • Job Market Just Right

    December 06, 2024

    The addition of 227,000 jobs in November was a welcome relief after the unusually low, albeit upwardly revised, gain of 36,000 jobs in October. The three-month average of job...
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  • All About Rates

    November 22, 2024

    It is becoming very clear that the housing market is all about interest rates. Existing home sales rose 3.4% in October, the first increase in two months. Sales are based on contract...
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  • Recalibration Step 2

    November 08, 2024

    The Fed unanimously voted to cut the benchmark rate by 25 basis points to a target range of 4.50% - 4.75%. According to Federal Reserve Chair Jerome Powell, the move was the...
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  • Distortions or Reality

    November 01, 2024

    There was lots of discussion leading up to the monthly job report due to the hurricanes and ongoing Boeing strike occurring during October. No one was quite sure how these...
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  • Reversing Course or Not?

    October 25, 2024

    The Federal Reserve cut rates by 50 basis points in September. Since then, Treasury yields have surged. The two-year note yield is up over 40 basis points and the 10-year yield...
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