Behind the Numbers

The weekly Behind The Numbers report provides an easy to understand analysis of the most up-to-date economic data, including Federal Reserve activity. This timely report allows credit union management to focus on the changing dynamics that could impact members’ financial conditions, as well as the fluctuating interest rate environment. Included in the report is a summary of current and historical key interest rates, financial market indicators, investment yields and credit union loan rates.

  • Housing on the Highs

    December 01, 2023

    High interest rates and high prices continue to plague the housing market. Sales of existing homes, which account for the majority of all home sales, fell 4.1% in October. This...
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  • Data Dependent, You Say?

    November 17, 2023

    The Federal Reserve has repeatedly reminded us that any decisions on future rate moves will be dependent on what the data says. If that is the case, then the latest inflation...
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  • Hawkish Tone Re-emerges

    November 10, 2023

    It did not take long for the market to lose last week’s FOMC euphoria. All it took was some post-meeting remarks from Federal Reserve officials, along with a few weak Treasury...
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  • Two and Done?

    November 03, 2023

    October ended without any tricks, just a treat. As expected, the Federal Reserve voted unanimously to keep the benchmark interest rate unchanged at the current range of...
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  • The Split Home Decision

    October 27, 2023

    The housing market continues to be a tale of no supply, rising prices and high interest rates – even as demand remains strong. It is also a story of...
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