Insights from Catalyst

Welcome to Catalyst Corporate's blog - Insights from Catalyst. Here, read what thought leaders have to say about credit union news, trends and industry happenings. Have a blog idea, want to contribute or need to know more? Contact the Communications Team

  • Stress Test your Plan – Demonstrate your Preparedness to your Board and the NCUA

    June 29, 2020 | Steve Waddell

    Budget time will be here again soon, which means you have an opportunity to demonstrate your credit union’s preparedness for potential stress events and scenarios.
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  • Mid-Year Review: Hindsight Too Late for 2020

    June 25, 2020 | Sarina Freedland

    2020 is certainly not turning out the way anyone expected. The year began on a positive note, with trade tensions between the U.S. and China finally resolved. The Federal Reserve was committed to keeping the fed funds target range steady at 1.50 to 1.75 percent. Consumers were still driving the economy in the longest expansion in history, and we were set up for another year of slow, but steady economic growth.
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  • The Cost of Cash

    June 19, 2020 | John Kirby

    Opportunity cost is defined as the loss of potential gain from other alternatives when one alternative is chosen. When applied to the concept of a credit union balance sheet, it relates to keeping excess deposits in cash when new loans or investments are an available option.
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  • Negative Interest Rates: Never Say ‘Impossible’

    June 18, 2020 | Mark Wert

    The COVID-19 pandemic – and its sudden, yet lingering presence – has taught us that nothing is impossible. With that in mind, credit unions have been forced to reexamine 2020 projections to include a new realm of possibilities. Should those possibilities include negative interest rates?
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  • Checkpoint #3 from the Road to Faster Payments

    June 11, 2020 | Glenn Wheeler

    Unlike many business operations, the COVID-19 pandemic has done little to slow down the nationwide faster payments initiative. If anything, the need for instant payments is stronger than ever.Catalyst Corporate remains actively involved at the forefront of the faster payments movement.
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