Insights from Catalyst

Welcome to Catalyst Corporate's blog - Insights from Catalyst. Here, read what thought leaders have to say about credit union news, trends and industry happenings. Have a blog idea, want to contribute or need to know more? Contact the Communications Team

  • The (Tur)Key to Understanding Asset Liability Management

    November 23, 2020 | Maryssa Crews

    Asset liability management (ALM) can be somewhat daunting. You may be wondering, “What is the best way to allocate the balance sheet to minimize risk and optimize earnings?” To fully grasp ALM, you need an understanding of different types of risk and how the balance sheet composition affects those risk levels. With the holiday season fast approaching, it may be helpful to compare risk assessment tools to a Thanksgiving feast.
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  • SOFR So Good, but Transition from LIBOR Will Come with Risks…

    November 16, 2020 | Dan Abdill

    In the U.S., LIBOR’s “heir apparent” is the Secured Overnight Financing Rate (SOFR). Regardless of the chosen benchmark, transitioning from LIBOR has its risks. In July 2020, the Federal Financial Institutions Examination Council (FFIEC) – of which the NCUA is a member – released its “Joint Statement on Managing the LIBOR Transition.” The statement enumerates the types of risk examiners will focus on but does not endorse a specific replacement benchmark.
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  • 8 Tips for Managing your Cash Supply Chain and Inventory

    November 12, 2020 | Karen Coble

    Financial institutions have some of the most intricate supply chain systems in the world, specifically the cash supply chain. Here are eight tips to help your credit union assess and optimize its cash supply chain and vault, ATM and device inventory processes, so you can create more visibility, refine procedures, and keep your cash supply chain moving efficiently.
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  • FOMC Guidance Sets New Tone for Future Rate Forecasting

    November 09, 2020 | Jonathan Jackson

    In late August, a new update to FOMC policy framework was introduced which included a major shift in strategy for potential rate hikes. In an effort to provide further clarity, the FOMC issued explicit guidance, reinstating its commitment to leaving rates unchanged until the new set of economic parameters is met. Here's a closer look at the new criteria.
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  • The Importance of Alternate Scenarios in Today’s Post-COVID Reality

    November 03, 2020 | Todd Benson

    As the COVID-19 pandemic stretches on, we are slowly getting used to our “new normal” and the description of this chapter in history as “unprecedented.” While this year has indeed been unlike any other, an important new economic “truth” has also emerged from the ongoing global health crisis – one credit unions can’t ignore.
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