ACH Advisor– Newsletter

Catalyst Corporate's ACH Advisor e-newsletter is dedicated to credit union operations staff who work in the ACH trenches each day. It contains important information about the implementation of Same-Day ACH, and is a forum for a broader spectrum of ACH-related topics.

The most recent edition is available below or you can visit the archives.

  • ACH Advisor - January 14, 2021

    New year, new ACH rule changes

    Here's to a new year full of peace, prosperity...and ACH rules. A new twist on an old adage! Speaking of new, Nacha has announced several rule changes for 2021, the first of which took effect January 1. Click here for more information and a brief overview of each rule. 

    2021 Nacha rule changes:

    • January 1, 2021 | Enforcement 
    • March 19, 2021 | Expanding Same Day ACH: addition of third processing window
    • March 19, 2021 | Enhanced fraud detection standards for WEB debits
    • April 1, 2021 | Phase 2: differentiating unauthorized return reason codes
    • June 30, 2021| Supplementing data security requirements
    • June 30, 2021 | Limitation on warranty claims
    • June 30, 2021 | Reversals
    • September 17, 2021 | Meaningful modernization