Loan Participation Program

LPX Logo with taglineCatalyst Corporate offers a Loan Participation Program that is open to all credit unions nationwide. The Loan Participation Exchange is an online platform where loan participation sellers can offer their loan pools to an unparalleled source of potential credit union buyers. The platform offers buyers a safe and secure environment to view available loan pools, obtain pricing, view loan due diligence, and submit purchase indications all in one place! 

How Can Selling Loan Participations Help You And Your Members?

Loan participations are a key tool available to credit unions and they offer a number of benefits to sellers. A loan participation sale is more than just turning a pool of loans into cash, it creates bottom line benefits that large loan participation sellers covet. These include:

  • Greater diversity of income channels
  • Increased earnings levels
  • Improved member branding and image
  • Enhanced dealer relationships
  • Stronger access to liquidity
  • Diversification

Visit the Loan Participation Exchange

Increased income?

Yes! Selling loan participations provides several new revenue channels to selling credit unions. The increased lending pipeline offers opportunities for greater loan underwriting fees, the sale process presents the potential to capture sale price gains, and the ongoing member support creates loan servicing income. When undertaken as part of a broader lending strategy, this will allow your credit union to outperform your asset size peers!

Outperform and help the industry!

Yes! Selling loan participations as part of an ongoing strategy not only helps your credit union outperform your peers, but you can also support the industry at the same time! When you sell loan participations, you enable other credit unions to invest in an attractive earning asset; and this helps other credit unions.

How can Catalyst help?

Catalyst offers credit unions a turnkey loan participation sales experience. We assist with:

  • Loan Pool Selection
  • Contract Management
  • Pricing
  • Settlement
  • Secure Due Diligence hosting
  • Investor Reporting & Payment Support
  • Investor Identification & solicitation
  • Ongoing Deal Management

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