ACHZone

Your Catalyst for All Things ACH.


ACH Fed Settlement FAQs

ACHOne ACH Receipt FAQs

  • Do we send returns once a day, or should we send them multiple times per day? If once a day, would we wait until the end of the day?

  • Are there any exceptions to the times the ACH receipt files are made available?

  • When do I initiate a reversal instead of a return?

  • How do I find the institution that originated an item?

ACHOne Automation

ACHOne Origination FAQs

  • If we use Catalyst Corporate for ACH origination, will Catalyst make files available for release several times a day?

  • If we use Catalyst Corporate for ACH origination, how can we create a Same-Day ACH transaction?

  • When do I initiate a reversal instead of a return?

ACHOne Training FAQs

Nacha Rules FAQs

  • Are there any differences between the requirements for return codes R10 and R11?

  • Do return codes R10 and R11 allow for disputes?

  • What is the difference between Return Code R10 and R11?

  • Is the Return Code R11 subject to the Unauthorized Entry Fee?

  • What is Same-Day ACH?

  • What is an Unauthorized Entry Fee?

  • What are the Guidelines Regarding the Timing of Credit Entry Postings?

  • What is an addenda record and what information does it provide?

  • What is a Standard Entry Class Code (SEC)?

  • How does the Standard Entry Class Code (SEC) work with the return code?

Same-Day ACH FAQs