Upcoming Nacha rule change for 2023 

Nacha has rolled out its 2023 ACH Operating Rules and Guidelines. There's only one change happening this year - Phase 2 of the Micro-Entries Rule takes effect March 17! Here are the details:

• March 17, 2023 | Phase 2: micro-entries
  Originators of Micro-Entries will be required to use commercially reasonable fraud detection, including the monitoring of Micro-Entry forward and return volumes
• September 16, 2022 | Phase 1: micro-entries
  The Micro-Entry Rule defines and standardizes practice and formatting of Micro-Entries, which are used by some ACH Originators as a method of account validation.  

Additional details, and a full list of Nacha rule changes, can be found here.