ACH Services

ACH One - a Catalyst Corporate SolutionCatalyst Corporate’s innovative and user-friendly ACH Service, known as ACHOne, serves as a single source for all your ACH needs.

ACH Services include:

ACHOne is packed with modern features and benefits, such as: 

  • Automated FTP transfers for ACH origination, receipt and return items
  • Powerful research capabilities with an expanded online archive
  • Single sign-on access through TranZact
  • Automatic email notifications
  • Expedited processing of Same-Day ACH items
  • An integrated dashboard to manage ACH activity
  • And much more!

ACHOne users also have access to these optional services:

  • Client Access Business ACH Origination
    • Direct access to the ACHOne system for select employee groups/member businesses to originate their own ACH files (credit unions can originate on their behalf at no additional charge)
  • Warehousing
    • Warehouse outgoing items for a configurable number of days
    • Automatic routing of items based on effective entry date
    • Reporting and reconciliation of warehoused items
    • Ability to hold or stop warehoused batches
  • Anomaly Detection
    • Transaction amount, batch total and batch count
    • Account number and RT change
    • Configurable settings for acceptable ranges
  • Credit Risk Monitoring
    • Unauthorized returns tracking and reporting as required by Nacha rules
    • Daily, batch, transaction and credit exposure limit management
    • Rolling exposure tracking and reporting
    • Offset creation functionality
  • Active Archive
    • Nacha file, batch and item storage
    • Ability to derive returns, NOCs, templates and new transactions
    • Ability to create and store ACH simple and advanced queries
    • ACH data exports (PDF, Excel, CSV)
  • Domestic OFAC Checking
    • Check outgoing and incoming transactions
    • Flag and view details for suspect transactions
    • Decision and comment on transactions
  • International OFAC Checking
    • Check outgoing and incoming transactions
    • Flag and view details for suspect transactions
    • Decision and comment on transactions

Credit unions choose Catalyst Corporate ACH Services to consolidate ACH origination, file receipt and settlement with a single provider. Catalyst Corporate offers a full complement of ACH services, allowing member credit unions to send and receive funds through this convenient, cost-effective channel. Catalyst Corporate's commitment to business continuity provides the assurance credit unions need regarding system reliability. And its team of Accredited ACH Professionals (AAPs) provides training and support  throughout the year.