Insights from Catalyst

Welcome to Catalyst Corporate's blog - Insights from Catalyst. Here, read what thought leaders have to say about credit union news, trends and industry happenings. Have a blog idea, want to contribute or need to know more? Contact the Communications Team

  • Why Pay a Premium for a Bond?

    August 22, 2019 | Al Schiliro

    It’s important that investors understand how premium bonds work and the benefits they provide. Bonds bought at a premium can actually help reduce volatility, generate greater cash flow and even provide higher yields.
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  • A Primer for Measuring Cybersecurity Risk

    August 08, 2019 | Brent Smith

    In 2018, cybersecurity risk was ranked as the number one concern for NCUA – it even ranks ahead of credit risk and fraud risk at credit unions. However, regulators have provided little in the way of risk management tools for credit unions to measure cybersecurity risk in monetary terms, such as how to calculate how much capital or earnings is at risk from a cyberattack or if a new cybersecurity tool will be worth the time and money required to install it.
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  • Reinvestment Risk: Welcome Back, We Didn’t Miss You

    July 25, 2019 | John Kirby

    It’s no secret the American economy is still strong, but slowing down. Leading economic indicators for a downturn are piling up week by week. The Federal Reserve has added the goal of sustaining the longest economic expansion in history to its dual mandate of stable prices and low unemployment.
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  • Clearing Loan Participation Hurdles without Breaking Stride

    July 11, 2019 | Mark DeBree, CFA

    Is liquidity tight and loan demand strong at your credit union? In the past, you’ve likely looked at selling loan participations to ease liquidity and create balance sheet capacity for continued loan demand. However, as interest rates rose, you may have been hesitant to enter into a loan participation sale due to potential pricing below par. But with the potential for falling interest rates ahead, are there reasons to revisit this decision?
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  • 2019 Mid-Year Review: Trade and the Fed Equal a 6-Month Turnaround

    June 27, 2019 | Sarina Freedland

    2019 began where 2018 left off…waiting for a resolution to the growing trade dispute with China and wondering what the next interest rate move would be. The Federal Reserve closed out 2018 with a 25 basis point rate hike that became hotly debated as soon as it was executed.
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