Insights from Catalyst

Welcome to Catalyst's blog, where thought leaders share their insights on news, trends and events. Have a blog idea? Contact the Communications Team

  • Catalyst Corporate Recommits to Cybersecurity Awareness Month as a Champion

    September 14, 2022 | Kay Sikes

    Catalyst Corporate reaffirmed its commitment to Cybersecurity Awareness Month (CAM) as a Champion participant for the seventh consecutive year. Founded in 2004, Cybersecurity Awareness Month, held each October, is the world’s foremost initiative aimed at promoting cybersecurity awareness and best practices.
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  • Rates are Going Up – What’s Next?

    September 01, 2022 | Paul Shorkey, CFA, FRM

    Over the second quarter of 2022, interest rate risk has seen pronounced movement, with many credit unions concerned about the impact on the NEV Supervisory Test. The 0.75% increase in the Fed Funds Target Rate at the June Federal Open Market Committee meeting, due to a hot CPI print, came to the markets somewhat unexpectedly (another followed in July).
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  • Analyzing Subordinated Debt Investments

    August 29, 2022 | Jonathan Jackson, CFA, FRM

    At the beginning of 2022, the NCUA instituted the Subordinated Debt Regulation which replaced the Secondary Capital Rule. This regulation permits credit unions to issue subordinated debt as a way to boost their capital position. As more credit unions look to issue subordinated debt, you are likely to see opportunities to invest in these credit union-issued subordinated debt notes.
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  • Subordinated Debt: How to Identify a Strong Issuer

    August 19, 2022 | Mark DeBree, CFA

    Is your credit union considering an investment in Subordinated Debt? If so, carefully evaluate your potential issuers. Five key areas can help determine their strength: growth trends, loan quality, earnings capacity, liquidity, and planned use of funds.
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  • Takeaways from a Corporate Attendee at Credit Union Management School

    August 01, 2022 | Richard Cranfill

    Today’s financial services market is more competitive than ever. For nine years, I have worked as an Asset & Liability Management (ALM) Consultant at Catalyst. To ensure our services continue to surpass those delivered by our competition, Catalyst encourages ongoing education. As such, I decided to extend my credit union education starting this July in Fort Worth, Texas.
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