Insights from Catalyst

Investing in subordinated debt may offer an attractive yielding asset for your credit union’s balance sheet. Prior to investing in subordinated debt, however, it is important to perform thorough due diligence. Five key areas can help your subordinated debt investment analysis: growth trends, loan quality, earnings capacity, liquidity and planned use of the funds.

Typically, when you see a “crasher” at an event, your first thought might be: “Why are they here and how do we get rid of them?” Not so in the credit union industry. Credit unions are a prime example of true collaboration. We encourage professionals to crash our events – especially those who are uniquely positioned to bring fresh perspective and new ideas to credit union discussions.

Catalyst Corporate hosted four Young Professionals as “crashers” at their annual Economic & Payments Forum last month. The Young Professionals participated in an application process and explained what would make them a great fit to be crashers at the event. Out of many applicants, Financial Risk Management Supervisor Jessica Wilson and Support Services Representative Wendy McKune from AltaOne FCU emerged as winners.

It is not every day that a Young Professional (YP) gets to enjoy the same space as C-suite employees, learning and engaging in seminars filled with CEOs, COOs, CFOs and other passionate credit union leaders. In retrospect, I realize how privileged I was to attend Catalyst Corporate's 45th annual Economic & Payments Forum.

Catalyst Corporate reaffirmed its commitment to Cybersecurity Awareness Month (CAM) as a Champion participant for the seventh consecutive year. Founded in 2004, Cybersecurity Awareness Month, held each October, is the world’s foremost initiative aimed at promoting cybersecurity awareness and best practices.