Insights from Catalyst

Welcome to Catalyst's blog, where thought leaders share their insights on news, trends and events. Have a blog idea? Contact the Communications Team

  • The Case for Investing with Tight Liquidity and an Inverted Yield Curve

    January 04, 2023 | John Kirby

    Think about interest rates the last 10 years before 2022. The world spent almost the entire 2010s decade in a zero or near-zero rate environment. Fast forward to 2022, and the FOMC has raised rates more than 4% in less than 10 months. After witnessing record mortgage refinances throughout 2021 due to record low rates, in under a year, credit unions were then facing worst case scenarios.
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  • Subordinated Debt Investment Analysis: 5 Key Metrics

    December 13, 2022 | Jonathan Jackson, CFA, FRM

    Investing in subordinated debt may offer an attractive yielding asset for your credit union’s balance sheet. Prior to investing in subordinated debt, however, it is important to perform thorough due diligence. Five key areas can help your subordinated debt investment analysis: growth trends, loan quality, earnings capacity, liquidity and planned use of the funds.
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  • Forum 2022: A Young CU Professional Turned ‘Crasher’

    October 24, 2022 | Alberto Tapia Diosdado

    Typically, when you see a “crasher” at an event, your first thought might be: “Why are they here and how do we get rid of them?” Not so in the credit union industry. Credit unions are a prime example of true collaboration. We encourage professionals to crash our events – especially those who are uniquely positioned to bring fresh perspective and new ideas to credit union discussions.
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  • Forum 2022: More than a 'Little Fish' in a Big Sea

    October 17, 2022 | Jessica Wilson and Wendy McKune

    Catalyst Corporate hosted four Young Professionals as “crashers” at their annual Economic & Payments Forum last month. The Young Professionals participated in an application process and explained what would make them a great fit to be crashers at the event. Out of many applicants, Financial Risk Management Supervisor Jessica Wilson and Support Services Representative Wendy McKune from AltaOne FCU emerged as winners.
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  • Forum 2022: Our Vision is the Future Vision

    September 26, 2022 | Dezirae Bates

    It is not every day that a Young Professional (YP) gets to enjoy the same space as C-suite employees, learning and engaging in seminars filled with CEOs, COOs, CFOs and other passionate credit union leaders. In retrospect, I realize how privileged I was to attend Catalyst Corporate's 45th annual Economic & Payments Forum.
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