Insights from Catalyst

Welcome to Catalyst's blog, where thought leaders share their insights on news, trends and events. Have a blog idea? Contact the Communications Team

  • Garbage In, Garbage Out: The Importance of Quality Data

    March 20, 2023 | Jacob Bennett

    Credit unions are an essential part of the financial services sector, serving millions of people around the world. Therefore, it is crucial they operate with the highest level of accuracy to make sound business decisions and provide the best possible services to their members.
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  • Prepare for Growth in 2023

    February 21, 2023 | Mark DeBree, CFA

    As 2023 unfolds, credit unions remain focused on expansion and growth, even though liquidity has tightened, and share growth has slowed. While near-term growth may be difficult to achieve, market indications suggest that share growth will rebound later in 2023 or early 2024.
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  • Interest Rate Risk Reigns Supreme as Regulatory Priority

    February 13, 2023 | Aaron Martini, CTP

    Since the Fed began increasing the fed funds rate 11 months ago, credit unions across the country have been heavily impacted by the rapid ascent of interest rates. Credit unions experienced some benefits to the rise in rates, but challenges emerged as well. Therefore, it is no surprise that interest rate risk (IRR) tops the list of NCUA’s 2023 Supervisory Priorities.
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  • Make Your Credit Union a Financial First Responder

    January 30, 2023 | Gregg Early

    In the digital banking era, credit unions can’t afford to be reactive to members’ financial needs in everyday life, given the rising competition of fintechs and neobanks, as well as traditional bank competitors. And being proactive doesn’t mean spending a ton of money to build out a stand-alone digital credit union or reorganize the entire operation.
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  • Rocketing toward Payments in a 'New York Minute'

    January 13, 2023 | Glenn Wheeler

    In the U.S. payments industry, 2023 will be a significant year for “instantaneous” payments, and Catalyst Corporate will be actively involved in supporting credit unions’ needs through it all.
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