Insights from Catalyst

Welcome to Catalyst Corporate's blog, where thought leaders share their insights on news, trends and events. Have a blog idea? Contact the Communications Team

  • What Can CU Investors Expect from the Biden Administration?

    January 25, 2021 | John Kirby

    After the January Georgia Senate runoff elections and the presidential inauguration, the Democrats officially have control of the Presidency, the House and the Senate (by the narrowest margin possible). What does that mean for credit union investors?
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  • P2P: Made Possible by Technology, Powered by Trust

    January 19, 2021 | Karen Coble

    Person-to-person. Peer-to-peer. P2P. All different ways to describe online technologies that essentially allow consumers to transfer funds from their financial institution account to another individual's account via the Internet or a smartphone app. But techy definitions aside, many consumers simply define P2P as: convenience.
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  • Are Your Investment Policy Limits Working Against You?

    January 11, 2021 | John Kirby

    Most financial managers understand that bond prices have an inverse relationship with interest rates. It’s the basic premise of interest rate risk, which credit unions generally prefer to avoid on their balance sheets. The record low-rate environment of the COVID-19 pandemic has shifted the focus of some portfolio managers, while others remain tied to pre-pandemic policy parameters. Unfortunately, those parameters may be working against your credit union’s long-term interests.
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  • As Painful as it May Be…Invest!

    January 04, 2021 | Leah Schlangen

    Since March 2020, we’ve received many questions regarding the economy, market and rates. With so much economic and COVID-19 data available, it is hard to synthesize everything and come up with one conclusive answer regarding the future or what the new “normal” may be. The new normal for credit unions will vary depending on membership base, asset size and services offered. However, one aspect we must adjust to is the low interest rate environment.
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  • The Gifts of 2020...

    December 21, 2020 | By Chris Shipman, CFA, CFP®

    If the year 2020 could be characterized, I would relate it to Uncle Eddie, from National Lampoon’s Christmas Vacation – great intentions, but always seems to say or do the wrong thing. As we reflect, the year started with great intentions. After all, we were in the longest bull market in U.S. history, with no real end in sight. Then the pandemic hit, and it has been the gift that keeps on giving.
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