Insights from Catalyst

Welcome to Catalyst's blog, where thought leaders share their insights on news, trends and events. Have a blog idea? Contact the Communications Team

  • First Faster Payments Webinar Generates FAQs

    May 19, 2023 | Glenn Wheeler

    What is the difference between the soon-to-launch FedNow℠ Service and other instant payments services? What is ISO 20022? How should my credit union prepare for the FedNow Service? Attendees generated more than 20 questions, including these, at Catalyst Corporate’s first no-cost Faster Payments Essentials webinar last week.
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  • Four Implications for Credit Unions if the U.S. Defaults

    May 19, 2023 | John Kirby

    The U.S. debt ceiling situation has dominated news headlines the last few weeks, but the Treasury has been robbing Peter to pay Paul since January to meet its obligations. With time quickly running out, what are the possible implications for credit unions?
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  • Don’t Forget About Prepayment Risk: Derivatives Can Help

    April 28, 2023 | Mark Wert

    When considering interest rate risk exposure, it’s important to evaluate whether or not the Fed is done raising rates. If we assume they are not done, how high do rates need to rise to accomplish the Fed’s goals? If rates increase accordingly, how much more will mortgage rates rise?
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  • The Benefits of Digital Loan Payment Processing: It’s All About Convenience

    April 24, 2023 | Justin Lutes

    Today, 80% of American consumers believe speed, convenience and ease of payment are the most important elements of a positive customer experience, according to a study by PwC. Members desire more flexible banking options at their fingertips, whether it’s 24/7 access to services or on-the-go capabilities from their phone or computer.
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  • FedNow℠ Service Set to Ignite Payment Conversations

    March 28, 2023 | Glenn Wheeler

    The payments industry is ever-changing. There is a growing need for faster, seamless payments as new technology and competitors emerge. Until recent years, however, there had been no united payments industry effort to provide additional alternatives for instant transactions. All of that is now on the cusp of change.
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